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Whouses Worksheet, May 08th , 2018. Around seventy six million American adults dont have any non-retirement personal financial cost savings. (National Foundation for Credit Counseling study, 2008) The typical American home has $91,000 in complete personal financial credit card debt. (Federal Reserve and also U.S. Census Bureau stats ) 53 percent of Americans have less than $25,000 in retirement-savings. 43 percent of these individuals are over-55! 30% think they just desire $250,000 or less at complete retirement cost savings. (Retirement Confidence Survey, 2006) Just 32 percent of Americans could be in a position to pay for a 5000 emergency without cash with no moving in to debt to get this. (Gallup/ research ).

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